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Nelly Ludgarda
Our business partner is Nelly. She belongs to the community bank "Mujeres Unidas" ("Women United"). She is originally from Cusco.

Nelly is 66 years-old. She is widowed with three children, who are 30, 34, and 35 years old. She is an unemployed professor. She alternates her day-to-day activities with clothing sales. Currently, she is selling beauty products from a catalog to continue her business. Nelly is a very happy and optimistic woman.

She is asking for a loan to acquire beauty products and store them; this way she will always have the perfumes and other cosmetics her customers request in stock. Nelly appreciates the ability to be able to continue growing her own business. She promises to repay her loan payment in the established time period.
View original language description ↓
Nuestra socia es la señora NELLY, ella pertenece al banco comunal “MUJERES UNIDAS”, la socia es natural de la ciudad del Cusco.

Nuestra socia tiene 66 años de edad es viuda, tiene 3 hijos, (35, 34, 30) años de edad, La socia es profesora cesante, ella alterna sus actividades cotidianas con la venta de ropa y hoy en día para seguir en actividad laboral vende productos de belleza por catálogo, nuestra socia es una señora muy alegre y optimista, la socia solicita el préstamo para adquirir productos de belleza y almacenarlos de este modo siempre tendrá lo que le pidan en cuanto a perfumes y otros cosméticos.

La socia agradece y expresa su satisfacción de poder seguir creciendo con su negocio propio y se compromete a cumplir con el pago de su deuda en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Nelly Ludgarda buying cosmetics from a catalog to stock and sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 13, 2010
Jan 15, 2010
Currency Exchange Loss:
Jun 15, 2010