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Ruzanna A. was born in 1967 in Yerevan. She graduated from the Electro-Technical Department of the State Engineering University of Armenia. She is married and lives with her husband and two school-aged daughters in their own house in Yerevan. Ruzanna has had her own business for about 7 years, trading women’s clothes in Hayastan trade centre. Her husband engages in his own business, which consists of construction materials trading. With the income of their businesses they support their family and their businesses. Ruzanna needs a $3,000 loan to buy a collection of new clothes for her trade.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 143
    View loans »
    Armenia Loans Fundraising
  • $15,799,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Ruzanna to buy a new collection of clothes for her trade.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 15, 2010
Jan 15, 2010
Currency Exchange Loss:
Jul 15, 2010