A loan of $2,300 helped to purhcase seeds and mineral fertilizer.

Naim's story

Naim is a farmer who has been working the land for the past 11 years. There are six people in his family, including his wife and four children, all of whom are his responsibility. Educated through secondary school, he farms as his principal business activity, a job in which he has formal training. Farming has helped him financially. As you can see in the photo, Naim also is engaged in the business of raising and selling cattle.

With the upcoming season arriving, he needs to grow potatoes and onions. This requires money, and he does not have enough. He is requesting a loan of 10,000 Somoni to stock seeds and fertilizer for a successful harvest. The income will allow him to take better care of his children's health, nourishment, and schooling.

More about Tajikistan and IMON International

Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj

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Loan details