A loan of $125 helped to purchase additional products to sell.


Luz's story

Luz J. is from the village of Camiguin Province. She is 42 years old, is married and has four school-aged children. To make a living, Luz owns and operates a specialized retail store. While not the only means for generating revenue, the main source of income for the business comes from selling fruit in the local community. Luz has been engaged in her business for over three years and earns approximately 4000 PHP a month for these activities.

In 2009, Luz joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. She is requesting a new loan of 5000 PHP which will be used to purchase additional products to sell. This loan will be the first loan which Luz has taken out from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business.

About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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Loan details