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Mrs. Sa Um Nak Village Bank Group
In this Group: Sa Um, Sareim, Chan Neth, Sarou, Kunthea, Sary, Vanthorn, Pov, Oun, Thavy, Sokhorn, Sokha, Vannara, Kunthea
Mrs. Sa Um N. is village bank president. Her village bank loan group consists of 14 people who live in PraSat Village in Takeo Province. All the members will use the loan for different purposes. Mrs. Sa Um N. is 41 years old and the mother of a child who is employed in a garment factory.

Mrs. Sa Um N. is a farmer who grows rice on a plot of land that she owns. Her husband, Mr. Sovann Tous, is a motorbike taxi driver who earns a small income to support his family. Although she and her family work hard, they still earn less income than they need to support the family. Thus, she decided to request for a loan to buy a cow to start a breeding business.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 210
    View loans »
    Cambodia Loans Fundraising
  • $39,911,475
    Funds lent in using Kiva
  • 4,155.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Sa Um Nak Village Bank Group's $2,000 loan helped a member to buy a cow to start a cattle-breeding business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 15, 2009
Jan 13, 2010
Currency Exchange Loss:
Jan 15, 2011