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Warumi Group
In this Group: Bahati, Jamila, Ashua, Leonista, Alfredina , Vichy, Helen*, Rahel, Salma, Maria, Upendo, Salama, Satuma, Mwashamba, Rukia, Esther*, Pasisi, Judit, Coi, Grace
* not pictured
Bahati K., 29, is married with two children, aged ten and six months. She has a shop where she sells water, juice, and soda, and she is able to earn a monthly profit of around $210 USD. This will be Bahati’s first loan from Kiva partner, Tujijenge Tanzania. With her loan, she hopes to top up her stock in order to increase revenue, and start selling chips as well.
Bahati will share this loan with her loan group, Warumi, which totals 20 members. The members of the group will hold each other accountable in paying back the loan. In the picture, Bahati is seated in the second row, third from the right, just behind the lady with the baby. She is wearing a black dress.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 21
    View loans »
    Tanzania Loans Fundraising
  • $16,190,000
    Funds lent in using Kiva
  • 1,333.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Warumi Group's $4,100 loan helped a member to buy stocks of juice, water and soda, and to start selling chips.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 13, 2010
Feb 1, 2010
Currency Exchange Loss:
Jun 15, 2010