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Precila P., 33, is making sure that her family has enough provisions for their daily needs. Married to Rolly P., she makes sure that she helps her husband earn so that they can have a better life. Together they manage their plant-selling business and variety store.

Precila has been a regular member of the Center for Community Transformation* (CCT) for more than three years now. She regularly attends their weekly fellowship meetings and pays her weekly dues consistently. Because of her good repayment performance with her previous loans, she was able to borrow four times through CCT’s Cooperative. She is consistent in paying her dues because she used the money she borrowed to buy fertilizer and seeds for her plant-selling business and added stock to her store. Her two businesses let her earn a total net profit of approximately $186 a month.

Now with your help, she would like to receive a 11,000 PHP loan. This amount will be used as a source of added capital for her expanding business, to buy assorted grocery items for their store.

She dreams that someday that they can have their own mini-grocery and prays to God in earnest that they will have a child in the near future.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 399
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 45.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Precila to buy assorted grocery items for their store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 15, 2009
Jan 13, 2010
Currency Exchange Loss:
Jun 15, 2010