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Utamadumi Group
In this Group: Reham, Zaitumi, Rukia, Agness, Regina, Tamasha, Mwasuma, Mariam, Zilpha, Zuhura, Hadija, Miummi, Fatuma, Resima, Zaimabu, Agupima, Teresia, Fatima, Mwahena
Reham S. is 28 years old and lives in Dar es Salaam. Reham owns a telecom shop where he sells telephones and prepaid airtime. He has been in this business for two years and currently earns 196,000 shillings a month (~ $150 USD).

This will be Reham’s first loan from Tujijenge Tanzania. With the loan, he hopes to increase the inventory of his telecom shop and improve his business.

Reham will share this loan with his loan group which includes 18 other men and women from his community. They work mainly in food sales and retail sales. The members of the group will hold each other accountable for repaying the loan.

In the picture, Reham is seated on the far left wearing a white t-shirt and white pants.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 48
    View loans »
    Tanzania Loans Fundraising
  • $15,727,250
    Funds lent in using Kiva
  • 1,332.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Utamadumi Group's $3,550 loan helped a member to buy inventory for his telecom shop, such as phones and prepaid airtime vouchers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 11, 2010
Feb 1, 2010
Currency Exchange Loss:
Jun 15, 2010