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Oum R., 41, is married and lives with her four children in Takeo Province, Cambodia.

R. is engaged in the business of selling vegetables and is able to earn an income of US$104 per month to help cover the family expenses. She has been with this business since 1994. Her husband is engaged in the business of growing rice and some kinds of crops, earning an income of US$4 per day.

R. and her husband try to work hard and help each other to ensure a good standard of living for the family and they are seeking to improve their businesses as well. As a result, R. is requesting a loan of US$800 from CREDIT, Kiva’s partner. She wants to use the loan to purchase a motorbike with a trailer attached to transport her vegetables for sale. This is her first loan from CREDIT.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 213
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Oum to buy a motorbike with an attached trailer to transport her vegetables.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 9, 2010
Jan 12, 2010
Currency Exchange Loss:
Jul 15, 2011