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Señor Cautivo De Ayabaca Group
In this Group: Nancy Edith, Santos Emperatriz, Rosa Guillermina, Vite Eufracia, Frida Gloria, Rosa Ysabel, Edita, Jose Luis*, Doris Juana, Margarita
* not pictured
The communal bank “Señor Cautivo D. Ayabaca” is composed of 10 members. They are fighters and enterprising, and who all live in the central part of Huaycán and work in the retail industry. They have been working with Kiva partner EDAPROSPO with prosperity for 3 years. Vite Eufracia is a member of the group who has taken on the roll of being the president of the group over the past year. She is 39 years old, married, and has 5 children, who are 12, 13, 15, 18, and 20 years old. She has been selling lollipops and candy for a living, as well as performing domestic household activities in particular houses for 1 year. As a result of her daily hard work, she has been able to purchase a computer and pay for her childen to go to college, along with the help of her husband who works as a public transportation driver. The recent loan will be used to pay off her debts and invest in her small business. The members of the group are appreciative of the support provided and commit to pay the installments on the agreed-upon dates.
View original language description ↓
La alcancía comunal “Señor Cautivo D. Ayabaca”, está conformada por 10 socios, luchadores y emprendedores, quienes tienen por afinidad vivir en la zona central D. Huaycán y se desempeñan en labores D. comercio minorista, trabajan con EDAPROSPO – prosperidad desD. hace 3 años.
Vite Eufracia es una socia del grupo quien a su vez asume el cargo D. presidenta desD. hace 1 año, tiene 39 años, es casada, tiene 5 hijos D. 12, 13, 15, 18 y 20 años D. edad, se dedica a la venta D. chupetes, golosinas y además hace labores domesticas en casas particulares desD. hace 1 año, con el esfuerzo D. su labor diaria ha logrado comprar una computadora y solventar los estudios D. sus hijos en la universidad, junto a su esposo quien labora como chofer D. transporte público.
El reciente préstamo será utilizado para cancelar sus deudas e invertir en su pequeño negocio, nuestros socios agradecen el apoyo brindado y se comprometen a cumplir con el pago D. sus cuotas en las fechas pactadas.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 52
    View loans »
    Peru Loans Fundraising
  • $63,757,875
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Señor Cautivo De Ayabaca Group's $3,800 loan helped a member to pay off their debts and invest in their small businesses.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 8, 2010
Feb 1, 2010
Currency Exchange Loss:
Jun 15, 2010