Dit T. has some beauty tools to provide a service for wedding parties. She is also hired by people to do their makeup before they join a party. She is a divorced woman who currently has two young school-aged kids who are dependent on her income. She lives with her old father who is a rice farmer. Dit T. makes $12 a day which she uses to solve her family’s financial problems. Dit T. has been running her trade for a long time but she requires more accessories to perform her service. That is why she decided to look for a loan from Kiva's partner, HKL.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.