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Simona Alicia
Mrs. Simona G. operates a general store from her own home. She will use this loan to buy goods for her store, expanding her merchandise to see if she can offer different products to her customers.

She began in business selling ice, ice cream, juices, and soft drinks in the neighborhood. Upon seeing that this sold well, she decided to install a general store. Simona has operated the store from her house for 10 years, working daily from 7 in the morning until 8 at night. Her daughter helps her. Simona hopes that with these new products, her clientèle will increase.

Simona is a widow and mother to 2 daughters who no longer depend on her, although at times she provides help to her grandchildren.

She has had 13 loans during her 6 years with CEPRODEL, and the loans have helped her business to become more solid than those of the competition.
View original language description ↓
La Sra. Simona G. tiene una pulpería en su casa de habitación.
Simona va usar el crédito para comprar productos para la pulpería.
Quiere el préstamo para incrementar su mercadería y a si poder ofertar diferentes productos a su clientela.
Su negocio empezó cuando empezó a vender hielo, helados, jugos y gaseosas en el vecindario y al ver que vendía mas quiso poner la pulpería.
Simona ha tenido la pulpería en su casa de habitación hace 10 años, trabaja cada día de las 7 de la mañana hasta las 8 de la noche junto con su hija quien le ayuda.
Ella espera que con la compra de estos nuevos productos la clientela aumente.
Simona es viuda y madre de dos hijas estas ya no dependen de ella, aunque a veces ella les ayuda a sus nietos.
Ella lleva trece créditos con CEPRODEL.
Ha trabajado con ceprodel 6 años, y los financiamientos otorgados por ceprodel me han ayudado a que mi negocio sea más solido que la competencia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Simona Alicia tO BUY NEW PRODUCTS FOR HER GENERAL STORE.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Dec 28, 2009
Jan 9, 2010
Currency Exchange Loss:
Oct 20, 2010