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Confianza Group
In this Group: Bertha Adilia , Miriam Del Rosario , Ivania Del Carmen
The Confianza ("Confidence") Group consists of Bertha Adelina U. M., Miriam del Rosario S. and Ivania del Carmen U., who work arduously so their businesses can grow. Bertha started selling beef and chicken in small quantities back in 1991 and currently has a large butcher shop. Miriam has had a small cafe for the past eight years, and Ivania sells vegetables.
View original language description ↓
El grupo Confianza está integrado por Bertha Adelina U. M., Miriam del Rosario S. e Ivania del Carmen U. quienes trabajan arduamente para que su negocio crezca.

Bertha Adelina U. M. en 1991 empezó a vender carne de res y pollo en pequeñas cantidades actualmente tiene una carnicería amplia. Mientras Miriam del Rosario S. desde hace 8 años tiene un pequeño cafetín e Ivania del Carmen U. vende verduras.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Confianza Group's $1,000 loan helped a member purchase meat and other supplies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 31, 2009
Jan 8, 2010
Currency Exchange Loss:
May 15, 2010