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Rosalina Elizabeth
Young Rosalina is 24 years old. She is very strong and hardworking. She lives in the Villa Reconciliacion neighborhood with her parents. Since she was young she has worked to help pay her expenses and help her parents. Her previous work was as a cleaning person gave her the ability to buy clothes, shoes, other garments and the ability to cover her daily food. She has not been able to afford to study but she hopes to enter the university like many other young people and achieve the dream of improving her life. She has succeeded in gaining clients who pay with cash and she offers bi-weekly credit so she increase her sales. She decided to take a loan with Afrodenic so she can succeed in raising her sales since during the end of the year she wants to buy garmets for women, men and children as well as under garments, stockings and other products to offer to her clients who want to improve their own profits. She is content and gives thanks to Afrodenic for making the financing for her small business possible.
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La joven Rosalina tiene 24 años de edad, es muy esforzada y trabajadora, vive junto con sus padres en un barrio Villa Reconciliación, desde más joven trabajaba para poder pagar sus gastos, y ayudar a sus padres, su trabajo anterior era de afanadora y con su liquidación pudo comprar ropa, zapatos, prendas y poder ganarse el sustento de cada día, no ha logrado seguir estudiando por que no ha tenido los ingresos necesarios pero sus planes es poder ingresar a la universidad como muchas jóvenes para alcanzar un sueño como un mejor nivel de vivir. Ha logrado captar cliente el cual vende al contado y da crédito a la quincena para poder aumentar las ventas accedió a hacer préstamo en Afodenic el cual logro aumentar sus ventas por eso con esta temporada de fin de año quiere comprar prendas de vestir para dama, caballero, niños, ropa interior, medias y otros productos para poder ofrecer a sus clientes lo cual espera lograr aumentar sus utilidades. Contenta y da las gracias a la institución por hacer posible el financiamiento al pequeño comerciante.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Rosalina Elizabeth to buy a variety of mens, women's and children's clothing.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 18, 2009
Jan 8, 2010
Currency Exchange Loss:
Sep 15, 2010