A loan helped a member to buy cosmetics, perfumes, makeup, and body lotion to increase income from end-of-year sales.


Amigas Group's story

Cleonice used to live in the northeast part of the country and came to the state of Sao Paulo in search of a better life for the whole family. When she arrived in Sao Paulo, she worked as a household domestic and began selling cosmetics to add to her income. Over time she did some renovations to the garage at her house and set up a little store to serve her customers. With investors' help, she needs to buy cosmetics, perfumes, makeup, and body lotions to increase her income from end-of-year sales. Her dream is to expand even more and she also plans to take a course to perfect her service to her customers and improve the quality of her products.

Rafaela sells cosmetics and makes handicrafts; Jacqueline makes cakes and party decorations; and Maria sells chocolates, savory snacks and household items.

In this group: Cleonice , Rafaela , Jacqueline , Maria

Translated from Portuguese by Kiva volunteer Marcia Margolis.


This loan is special because:

This is one of few affordable credit options for low-income borrowers in São Paulo, Brazil.



Loan details


Lenders and lending teams




Loan details