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Sat P. is a good mother to three children, one of whom is married and the other two are single and no longer in school. To help contribute to the family’s daily expenses, one of her sons has a business repairing vehicles.

Sat P. owns a store along the street where she sells gasoline that she buys on credit from a gas station. Another source of family income comes from her husband, who is a taxi driver.

Sat P. is taking out her loan to build a fence around her house. She intends to use the remaining loan to buy spare parts to supply her son’s vehicle repairing business.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sat to build a fence around her house and to buy spare parts for her son's business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 18, 2009
Jan 8, 2010
Currency Exchange Loss:
Oct 16, 2010