A loan helped to buy a dairy cow to increase her herd and sales of organic milk.


Zhazgul's story

Zhazgul has successfully repaid her previous loan, and is grateful to Kiva and to all who helped her with that financing. Zhazgul's farm presently consists of three cows, 50 sheep, a horse, and a 1.6-hectare plot of land on which she grows clover. Zhazgul has again applied to Bai Tushum Bank, this time for a loan of 50,000 som (KGS), with which she will buy a dairy cow, to increase her herd and its yield of organic milk. Zhazgul plans to put the income generated by the loan into developing her farm, saving part of it for the purchase of an apartment in town and for her children's education.

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Translated from Russian by Kiva volunteer Liv Bliss.


This loan is special because:

It supports organic farming and includes a rebate if all repayments are made on time.



Loan details


Lenders and lending teams




Loan details