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Pen S., 49 years of age, has been earning a living by growing rice and vegetable on her own land, next to her house, in the village. She is married with six children: two grown children are already married and have been living separately, and the others are single, sewing workers in a factory. Pen S. was married years ago to Mr. Siem, age 50, who is a mobile worker building houses. Pen S. and her husband are facing difficulties with transportation to work and other places because they don’t have their own vehicle for traveling purposes. Pen S. is therefore applying for a loan to buy a new motorbike for her family’s transportation needs.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 74
    View loans »
    Cambodia Loans Fundraising
  • $41,806,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Pen to buy a new motorbike.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 21, 2009
Jan 7, 2010
Currency Exchange Loss:
Jan 19, 2011