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Abilio Florencio
Abilio J. is 42 years old and lives in a concrete house with basic services (water and lights), located in Paraíso de Guayaquil. He is single and has no children.

Abilio began working in a bakery but later, decided to become independent and open a grocery store. That was 8 years ago. Now he works every day from 6:30 AM until 10:00 PM, selling colas, milk, rice, etc. One of his biggest problems is delinquency in his neighborhood.

With this loan he will buy rice, colas, and cooking oil, in order to expand his business. In the future, he wants to enhance the business even more, and to be able to improve his house.
View original language description ↓
Abilio J. de 42 años, vive en una casa de cemento tiene agua y luz como servicios básicos su casa esta ubicada en Paraíso de Guayaquil, es soltero y no tiene hijos.

Abilio empezó trabajando en una panadería después se quiso independizar y se saco una tienda, ya tiene 8 años con ella ahora el trabaja desde las 06h30 hasta las 22h00 todos los días vendiendo colas, leche, arroz etc. Una de las mayores complicaciones es la delincuencia que hay en su sector.

Con el préstamo quiere comprar arroz, colas, aceites para agrandar aun más el negocio. En el futuro quiere agrandar mas el negocio y poder mejorar su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Abilio Florencio tO BUY RICE, MILK, AND COLAS TO SELL.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 23, 2009
Jan 7, 2010
Currency Exchange Loss:
Feb 15, 2011