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Sidikie K. owns a small grocery shop in the centre part of town. Before going into business, Sidikie was an assistant tailor. Later, he decided to start his own business so that he can care for his family very well. He has a wife and six children. Two of his children are in senior secondary school and the other four are in primary school.

Sidikie has been a good client of ARD when he was in the Solidarity loan group, but now he is seeking an individual loan so he can buy more items for his shop. This will help him to increasing his profits and pay for his children's education.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 43
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 3,775.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Sidikie to buy groceries to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 22, 2009
Jan 7, 2010
Currency Exchange Loss:
Aug 15, 2010