A loan of $4,550 helped a member the members who have the business need the loan to buy products such as wood, flour, rice, sugar, and car parts, while those who provide services need it for family expenses such as their children’s education.


Lucero Group's story

Our members belong to the “Lucero” communal bank and they live in the city of Cusco, in the department of Cusco. The group meets every 30 days in the main office of the Asociación Ararwia and it is made up of 24 members. In the video you can see the advisor swearing in the communal bank’s new executive board. The new president says a few words of holiday and New Years greetings to the members.

Our members have small businesses in their own homes, such as: Clorinda has a carpentry shop, Luz Mariana has a bakery store, Soledad and Bony each have a small grocery store, Carmen has a restaurant, Mercedes sells dry food products, Ismael sells car parts, and Francisca sells lamb meat.

Other members provide services: Luz Marina is a pre-school teacher, Justina is a domestic, Delia is a secretary at the high school I.E.I. “San Jeronimo”, and Vilma and Juan, who are spouses, have a family-owned bus company that takes passengers to the city of Puerto Maldonado.

Our member Bertha is 34 years old, she is married and has two children. She washes clothes for her friends and neighbors every day and in this way she helps with an income for her family. She is an entrepreneurial and hardworking mother who helps her children get ahead in life. She has been in this line of work for several years and things have gone well for her because of the effort she puts into her work. She will put her loan towrds her family's living expenses.

The members who have the business need the loan to buy products such as wood, flour, rice, sugar, and car parts, while those who provide services need it for family expenses such as their children’s education.

The members value and appreciate the loan granted to them through this program and they are committed to making their repayments in the established time frame.

In this group: Ismael, Clorinda, Ines, Bony, Delia, Irma, Francisca, Graciela, Luz Angelica, Mercedes, Justina, Luz Marina, Bertha, Vilma, Juan, Frida, Carmen, Juan Carlos, Soledad, Rosario, Justina, Luz Marina, Yuliza, Luis Carlos

Translated from Spanish by Kiva volunteer Jennifer Day



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