In the municipality of San Rafael del Sur, Señor Juan G. is known for being a very hard worker since he has managed to make a living for his household, composed of his spouse and his two school-age children. He has been dedicated to the business of clothing sales which he has marketed by himself, but the situation that he is presented with at present is that he does not possess the merchandise to offer. Señor Juan Garcia has managed to do well little by little, thanks to his efforts, and he has improved the living conditions of his family. He is requesting a loan for the purchase of the clothes, since he does not have sufficient merchandise. On acquiring the clothes he will be able to continue in this activity and thus to improve the circumstances of his business.
En el municipio de San Rafael del Sur, el señor Juan G. se ha destacado por ser muy trabajador ya que ha logrado llevar el sustento a su casa de habitación compuesta por su cónyuge y sus dos hijos en edades escolares. Se ha dedicado al negocio de la venta de ropa el cual es comercializada por él mismo pero la situación que atraviesa es que actualmente no posee la mercadería para ofrecerla en estos momentos.
El señor Juan G. ha logrado salir adelante poco a poco gracias a sus esfuerzos y ha mejorado las condiciones de vida de su familia. El crédito lo está solicitando para la compra de la ropa ya que no cuenta con ella y al adquirirla lo hará con la finalidad de continuar en esta actividad y así mejorar circunstancialmente su negocio.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.