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Josefina Irene
Mrs. Josefina is an old client who previously worked with the Trebol de Achumani Bank. The bank was many days behind in their payments because of internal problems with the group. Mrs. Josefina assumed the debt and paid the rest off with her savings.

She lives with her small daughter but she also takes care of her grandchildren during the afternoon. According to the bank assesor Josefina was one of the most responsible members of the group and because of this he accepted the application. She needs the loan to purchase merchandise for her store. She buys her supplies in the city of Oruro. With the loan she will buy DVDs, stuffed animals, toys, and school supplies for the month of January because that is when school begins in our country.
View original language description ↓
La señora Josefina es una cliente antigua que trabajo sus ultimas secuencias con el banco Trebol de Achumani, El banco estaba con muchos dias de mora por problemas internos del grupo, la señora Josefina fue quien asumio la deuda pagando el saldo que restaba perdiendo sus ahorros. La señora vive con una hija pequeña pero tambien cuida a sus nietos por las tardes, segun el asesor de bancos la señora Josefina era una de las mas responsables en el gupo y es por eso que se atendio a la señora ya que necesita este credito para comprar mercaderia para su tienda, ella compra en la ciudad de Oruro los Dvd s y los fardos de peluches, tambien se abastecera de material escolar para el mes de Enero, ya que estas fechas empiezan las clases en las escuelas y colegios de nuestro Paiz

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About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 125
    View loans »
    Bolivia Loans Fundraising
  • $36,239,775
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Josefina Irene puchase of goods.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 19, 2009
Jan 5, 2010
Currency Exchange Loss:
Sep 15, 2010