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Las Cenzontles Group
In this Group: Paula, María Felix , María
The Cenzontle is made up of three women: Paula R., María Félix H., and María G.. The motto of this formidable females is to keep moving forward and progressing.

R. works selling makeup door-to-door in the arduous sun and the dangers that exist in the city. María G. does the similar work selling makeup through catalogues. Meanwhile, H. works making and selling candies, baked goods, and pozole (a traditional stew/soup).
View original language description ↓
El grupo Cenzontle está integrado por tres mujeres ellas son Paula R., María Félix H. y María G.. El lema de estas formidables féminas es seguir adelante y progresar.

R. se dedica a la venta de cosméticos de manera ambulante enfrentando el arduo sol de la mañana y los peligros que asechan a la ciudad. De la misma manera trabaja María G. quien comercializa cosméticos por catalogo.

Mientras H. trabaja realizando y vendiendo cajetas, cosa de horno y pozol en su casa de habitación.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Cenzontles Group's $600 loan helped a member purchase of cosmetics for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 30, 2009
Jan 5, 2010
Currency Exchange Loss:
Jun 15, 2010