A loan of $950 helped a member buy cosmetics.


Las Toruños Group's story

The T. group consists of three hard working women who will invest the loan in their respective businesses. One of them is Zeneida T. who at a young age learned how to earn a living and today she sells a variety of cosmetics.

Marisol T. makes and sells nacatamales (a steamed corn cake), a typical food of Nicaragua that is eaten on the weekends for breakfast, lunch, or dinner. This woman learned this culinary art and the necessary secrets to make these delicious items for people on a diet or with high cholesterol. Her mother taught her everything she knows.

Meanwhile Heyling L. has a small popular restaurant known as a “friganga”(frying place) because the majority of her foods are fried. These are very popular in Nicaragua and her business is conducted in the evenings.

In this group: Marisol , Heyling, Zeneyda

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Translated from Spanish by Kiva volunteer Cindy Kendall



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