Bancomunal Gotitas De Amor Group
Like the case of Irma. She is 50, married, and has three children. She travels to different fairs where they sell groceries. She buys grains and cheese, which she sells door to door.
Maria is 45, married and has three children. Maria sells second hand clothes that she buys in the city of Lima. She sells in the Tambo district, where she buys grains to sell in the Abastos Market.
The members need loans of different amounts like 300 PEN, 450 PEN, 600 PEN, and 900 PEN. The total for the loan to the communal bank is 9,600 PEN.
The loans will be used to buy wheat, barley, quinoa, second hand clothes, cosmetics, cheese, and cell phones.
The members’ dreams are to improve their businesses, that their children succeed and become professionals, to have savings for their old age, and to have their own houses.
Las socias realizan diferentes negocios como la venta D. cereales, celulares, abarrotes en general, ropa, cosméticos, golosinas, también brindan servicios D. renovadora D. calzados e Internet.
Como es el caso D. la señora Irma es casada, tiene 50 años y 3 hijos, Irma viaja a las diferentes ferias en donD. venD. abarrotes y D. las ferias compra cereales, queso, que venD. D. casa en casa.
Mientras que Maria es casada, tiene 45 años y 3 hijos, Maria venD. ropa D. segunda que compra en la ciudad D. Lima, sus ventas los realiza en el distrito D. Tambo, y D. allá compra cereales que venD. en el mercado D. abastos.
Las socias necesitan diferentes montos D. prestamos como 300 soles, 450 soles, 600soles, 900 soles haciendo un total D. 9,600 soles D. prestamos en el Banco Comunal.
Sus prestamos serán invertidos en la compra D. trigo, cebada, quinua, ropa D. segunda, cosméticos, quesos, celulares.
Los sueños D. las socias son mejorar sus negocios, sus hijos se superen y sean profesionales, tener ahorros para su vejez y tener casa propia.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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