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Gloria is 31 years old, married, and she has five children. She is a native of Urubamba (Department of Cuzco) and is a member of the José Carlos Mariátegui Communal Bank (Arariwa Association). A hard-working enterprising woman, Gloria gets up early to do household chores, such as making breakfast and lunch for her children. At 7 a.m., she then goes to the Urubamba Central Market to run her small business (food sales). She needs a loan to buy more food, such as rice, milk, pasta, oils, and other commodities. This is the time of the year when sales are greatest. She is grateful for the opportunity offered by this means, and commits to repay the loan on schedule. In the heart of Valle Sagrado (Sacred Valley), Urubamba is 78 km. from Cuzco, about one and a half hours travel. In pre-Hispanic times, it was a large agricultural center.
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Nuestra socia Gloria tiene 31 años, es casada y tiene cinco hijos. La socia Gloria es natural de la ciudad de Urubamba departamento del Cusco y pertenece al Banco Comunal “JOSE CARLOS MARIATEGUI” de la Asociación Arariwa.

La socia es una madre trabajadora y emprendedora que se levanta muy temprano para hacer sus actividades del hogar como por ejemplo preparar desayuno y almuerzo para sus hijos. La socia después de hacer sus actividades del hogar tiene que ir a las 7 de la mañana al “Mercado Central de Urubamba” a tender su pequeño negocio de venta de comestibles. La socia requiere el préstamo para comprar más comestibles como por ejemplo arroz, leche, fideos, aceites y más productos pues en esta época de fin de año es donde se vende más.

La socia se encuentra agradecida por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma.

La ciudad de Urubamba se encuentra a 78 Km. de la Ciudad del Cusco aproximadamente a una hora y media de viaje. La ciudad de Urubamba se halla en el corazón del Valle Sagrado. En la época prehispánica fue un centro agrícola muy importante.

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About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 76
    View loans »
    Peru Loans Fundraising
  • $61,829,600
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Gloria she needs a loan to buy more food, such as rice, mild, pasta, oils, and other products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 11, 2009
Dec 30, 2009
Currency Exchange Loss:
May 15, 2010