A loan of $675 helped purchase fruit to sell.


Rosa Maria's story

The Communal Bank “Narancay Bajo” is formed by a group of members who always have a goal of becoming successful despite encountering obstacles. They strive to provide their families with the best and any little bit of comfort that life has to offer. The members live south of Cuenca, a city known its charming traditions and festivities. The people are warm and friendly to all who visit the city. In return, everyone who visits Cuenca falls in love and always promises to return someday.

Sra. Rosa S. is a member of the Communal Bank “Narancay Bajo”. She lives just outside of Cuenca, about 15 minutes to the south of the city in the district that is also named Cuenca. She is 32 years old, married, and has three children (ages 11, 8, and 2). Two of her children are students at the Nicolás Sojos School. Her husband works as a masonry assistant. Rosa and her family reside at her mother’s house, but they live independently.

Rosa is a seamstress but has not engaged in this profession since she was a young girl. On Wednesdays and Saturdays, she sells fruit as a traveling vendor through “La Feria Libre” (the open-air market in Cuenca). Rosa works from 9am until 3pm. She has established great friendships with the other members of her Communal Bank, who are all in the same line of business and have used their loans to purchase fruit. Rosa’s mother is the founder of this Communal Bank and invited all the members to join.

With her new loan from Fundación ESPOIR, Rosa plans to purchase more products for her business such as strawberries, mangos, and other seasonal fruits. Her greatest dream is to have her own home.

Translator profile picture

Translated from Spanish by Kiva volunteer Ronan Reodica


Loan details


Lenders and lending teams



Loan details