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Bicentenario Group
In this Group: Rosmery, Clara Maria , Clara Remedios, Hortencia Silvia, Elizabeth, Paulina, Mirtha Angelica, Claudia Mariel, Norka Antonia , Ivone Mirtha
The Bicentenario Community Bank is formed by 10 members of the San Antonio district, Villa Copacabana. The members sell perfumes, precooked meals, pastries, toys and cosmetics. During its two cycles in Emprender there was reestructuring and change in 10% of the members. All the founding members were maintained.

Rosmery is a founding member. This is her second cycle. She is the President and leader of the bank. During the previous cycle she has shown responsibility in taking part in meetings and paying for her quota. She sells handmade cloths and pastries. In the community bank she has learned to be a responsible leader towards her colleagues, assertive when it comes to payments but friendly and joyful. With the loan she will be able to increase her working capital.

Paulina is the bank's Treasurer. She is one of the founding members of the Bicentenario bank. She sells precooked meals and spices in street markets. She didn't have capital to buy inventory but with the loan she will be able to buy inventory to increase her working capital. She also sells painting as a street vendor.

Norka Antonia is very dynamic, joyful and is the Secretary of the bank. In her first cycle she showed responsibility. She is currently selling Omnilife products (natural health supplements). The requested loan is for the purchase of inventory and increase of working capital. She also works with and repairs cellphones. This is how she is the sole provider for her two children.

View original language description ↓
El Banco comunal Bicentenario está formado por 10 clientes, pertenecen a la Zona de San Antonio, Villa Copacabana, las socias se dedican a la venta de perfumes alimentos precocidos, reposteria, venta de juguetes, Cosméticos Durante su permanencia en Emprender, que son 2 ciclos se reestructuro en un 10% de las socias, manteniéndose conformada por todas las socias fundadoras del banco.

La Señora Rosmery Es fundadora del banco, este es su 2do ciclo y asume el cargo de presidenta y lider del banco, en el anterior ciclo la Sra. Demostró responsabilidad a la hora de asistir a las reuniones y pagar su cuota, se dedica a la venta de tejidos a mano, a la resposteria. En el banco comunal ha aprendido a ser una líder responsable con sus compañeras, exigente con sus compañeras a la hora de pago, amigable, alegre. con el préstamo que se le ha otorgado podra incrementar su capital.

La Señora Paulina es la Tesorera del Banco es una de las fundadoras que dio origen a la conformación del banco Bicentenario se dedica a la venta de alimentos precocidos, y la venta de condimentos en feria, no contaba con capital para comprar mercadería, sin embargo ahora con el préstamo que se le dará ella podrá comprar mercadería para aumentar su capital, además que la Sra. también se dedica a la venta de pinturas de manera ambulante.

La Señora Norka Antonia es bastante dinámica, alegre, es la secretaria del Banco, es su primer ciclo durante su capacitacion demostró responsabiliadad y actualmente se dedica a la venta de productos omnilife (suplementos alimenticios naturales), el crédito solicitado, lo requiere para la compra de mercadería y aumento de capital.
Como también la Sra. se dedica al mantenimiento y reparación de celulares con lo que la Sra. Norka asume la manutención de sus dos hijos de manera independiente y sola.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 127
    View loans »
    Bolivia Loans Fundraising
  • $36,246,475
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Bicentenario Group's $2,550 loan helped a member increase of working capital.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Dec 19, 2009
Jan 1, 2010
Currency Exchange Loss:
Jun 15, 2010