A loan of $3,600 helped a member to purchase supplies.

Santa Cruz De Cocachacra Group's story

The Santa C. D. Cocachacra group is comprised of nine women and one man, all of whom are microbusinesspeople. They are dedicated to the sale of food, fruits, and candy. The business that they have is an important source of support to their families. We received the following testimonials:

Mercedes is a 53-year-old woman. She has worked for 10 years at her own kiosk selling juice and candy to support her husband with the higher education costs of their children. Her husband's income alone only covers their home's basic expenses. Like every mother, her dream is that her children have a better life than their parents. She used to start selling very early. At the beginning, she didn't sell much, but this changed in time because the location where she sold became a bus stop with a lot of buses heading towards towns in the Peruvian mountains. She used her first credit to buy merchandise for her business (cookies, soft drinks, candies, snacks, etc.), and she used her profits to pay for the higher education costs of her children as well as food. She also renovated her kiosk. She needs a loan to buy soft drinks and candy.

Norma is married and is the mother of 3 children who are still under her care. When she was 20, she would take the train that passed by that went to Huancayo. She did this early in the morning to make the most of selling fruits that she packaged in her house and put in a basket. She remembers that she did this when she was a girl to help her grandmother who raised her. In the afternoons, she also went out to sell peaches, mandarins, and apples to the passengers on the train that went to Lima. So she sold all of her merchandise while her sister-in-law watched her children. She did this because her husband didn't have a steady job, and her desire to give the best to her children motivated her to work. On the weekends, she prepared sweets (pudding, donuts, arroz con leche, etc.) and dishes such as chicken, guinea pig, and pachamanca (a traditional dish where meat and vegetables are baked in the ground with hot stones). She sells this food to people in her community and at festivals in towns in the mountains. She makes enough money to educate her children, to improve her home, and to buy some things for their home that they didn't have before. She has used the loans she has received to buy supplies for her business. She also used it for an operation she had on her gallbladder and for medicine because she does not have insurance. She needs this loan to be able to purchase supplies. Her profits will help her pay for the education of her youngest daughter, who is 14.

In this group: Ysabel Violeta, Emilia, Noemi, Norma, Mercedes, Hilda Marianela, Leticia Ada, Elizavet Carmen, Jorge Alex *, Bety Aida*

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Translated from Spanish by Kiva volunteer Tanya Harper

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