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Zulma Yaneth
Zulma Yaneth Z. D. P. is 32 years old. She lives in the La Libertad department with her husband and son in their own home, which she strives to pay for together with her life partner. She has a small shop, which sells perishable items and general goods for the home. She would like to see the store stocked, which has been impossible for her. For this reason, she has requested a loan so that she can buy many more products such as toilet paper, toothpaste, cold meat, and more products that people use frequently. She hopes to increase her sales in this way so that she can get ahead with her business and continue helping her husband pay for the house and all the things that the family needs to live.
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Zulma Yaneth Z. D. P. D. 32 años D. edad, resiD. en el departamento D. La Libertad y vive junto a su esposo y un hijo en casa propia, la cual con mucho esfuerzo están logrando pagar junto a su compañero D. vida. Ella posee una tienda en la cual comercializa productos perecederos y D. primera necesidad para el hogar. Negocio el cual ella desea poder verlo surtido, lo cual ha sido imposible para ella, es por esto que solicita un préstamo por medio del cual pueda comprar muchos más productos como papel higiénico, pasta dental, embutidos y otros productos más, los cuales las personas consumen más. Esto lo hace con el fin D. aumentar sus ventas, D. manera que pueda seguir adelante con su negocio y seguir ayudándole a su esposo a pagar la casa y pagar todas las cosas que como familia necesitan para vivir.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 731
    View loans »
    El Salvador Loans Fundraising
  • $29,699,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Zulma Yaneth to purchase perishables.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 24, 2009
Dec 29, 2009
Currency Exchange Loss:
Jan 15, 2011