Jariatu J. is thirty-one years old. She is married with three children. Jariatu runs a small store selling food items and is assisted by her children. Her husband is unemployed and cannot take care of the family's expenses. The income generated from Jariatu’s business is therefore crucial. With a larger second loan, she will be able to expand her business and save for the children’s future. Jariatu demonstrates a high sense of responsibility.
About Salone Microfinance Trust (SMT)
Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.