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Telma H. lives at home with her parents, in a satellite town of El Alto city, with her husband and their two small school age children.
Telma works as a waitress in a restaurant in the city of La Paz and her husband works as a public transport driver. They use this income to support their family.
The requested loan is for the purchase of an antichretic contract (it is a legal method of renting a good property for a fixed sum for a period of one or two years, after which the owner of the property returns the money to the tenant), as they do not have sufficient space for their family in her parents' house.
This is the first time she has asked for a loan and the socioeconomic analysis undertaken is favorable meaning she can be given a loan.
View original language description ↓
La señora Telma H. vive en casa de sus padres, en la zona de Ciudad Satélite, de la ciudad de El Alto, con su esposo y sus dos hijitos de edad escolar.
La señora Telma trabaja como mesera en un restaurante de la ciudad de La Paz, y su esposo trabaja como chofer del transporte publico, ingresos con los que mantienen a su familia.
El crédito solicitado es para la adquisición de un anticrítico (es una forma legal de alquilar un bien inmueble por un monto total determinado por el plazo de uno a dos años, al cabo de los cuales el dueño del inmueble devuelve el dinero al inquilino), pues en casa de sus padres no cuentan con el espacio suficiente para su familia.
Esta es la primera vez que solicita préstamo y el análisis socioeconómico realizado lo califica favorablemente y puede acceder a un crédito.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $5,500
    Average annual income
  • 134
    View loans »
    Bolivia Loans Fundraising
  • $36,246,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Telma payment of antichretic contract to be able to gain independence and live with her family.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 18, 2009
Jan 1, 2010
Currency Exchange Loss:
Feb 15, 2011