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Margarita A.
In the municipality of San Rafael, Ms. Margarita Ramirez works very hard to make a living for her household and greatly benefit her family. She has distinguished herself by being very disciplined in her work and caring for the well-being of her home. The loan which she is asking for is to purchase some appliances such as a stove because the one she has does not work well anymore, and she also needs to buy a television.
She hopes that her loan will be given satisfactorily in order to achieve her goal of acquiring these appliances for her home.
View original language description ↓
En el municipio de San Rafael, la señora Margarita R. se dedica con mucho ahínco a trabajar para llevar el sustento a su casa de habitación y beneficiar grandemente a su familia. Ella se ha destacado por ser muy disciplinada en su trabajo y por preocuparse por el bienestar de su hogar. El crédito que ella solicita es para la compra de algunos electrodomésticos como lo es una cocina porque la que ha tenido ya no presta buenas condiciones y también necesita la compra de un televisor.
Espera que su crédito le sea otorgado satisfactoriamente para así lograr su meta de adquirir estos electrodomésticos para su hogar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 20.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Margarita A. buy appliances.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Dec 15, 2009
Dec 28, 2009
Currency Exchange Loss:
Dec 15, 2010