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Carlota De Los Ángeles
In the San Rafale municipality Carlota S. has worked for a long time to support her household and give her two children excellent living conditions. She is a very hard-worker, and she has always looked for the way to keep her house in good condition.

That is the reason she is now asking for a loan to buy construction materials and paint to repair and paint her house. Her house has been in bad shape for a long time. She has started to make improvements, and she is repairing the walls and doors. Buying the construction materials with the loan will allow her to rebuild the walls and to paint them. This will give her children better living conditions.
View original language description ↓
En el municipio de San Rafale, la señora Carlota S. se ha dedicado por mucho tiempo a trabajar para mantener su hogar y brindarle excelentes condiciones de vida a sus dos hijos. Ella es muy esforzada y siempre ha buscado la manera de cómo mantener su casa de habitación en buen estado. El motivo por el cuál hoy en día solicita un crédito es para la compra de materiales de construcción y pintura para reparar y pintar su casa debido a que por mucho tiempo su hogar había estado en malas condiciones pero hoy en día ha iniciado a mejorar dichas condiciones y está componiendo sus paredes y puertas.
Al comprar los materiales de construcción con el crédito, le permitirá reconstruir sus paredes y también pintarlas para darle a sus hijos mejores condiciones de vida y que estos se puedan desarrollar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 85
    View loans »
    Nicaragua Loans Fundraising
  • $25,792,450
    Funds lent in using Kiva
  • 20.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Carlota De Los Ángeles buy construction materials.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 30, 2009
Dec 28, 2009
Currency Exchange Loss:
Jun 15, 2011