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Estela Ofelia
Estela Ofelia M. M. sells fruit in the Mayoreo market in Managua. She initially started the business using personal savings and has been selling fruit from her stall for twenty years.

Estela is requesting a loan to increase her inventory. She wants to buy more papaya and passion fruit.

Estela and her partner have four children living at home, only one of whom is school-aged.

Estela has been working with CEPRODEL for two years. In that time the loans have helped her maintain her inventory and expand her working capital, she said.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 74
    View loans »
    Nicaragua Loans Fundraising
  • $25,787,975
    Funds lent in using Kiva
  • 20.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Estela Ofelia to buy papayas and passion fruit to sell.
100% repaid
Repayment Term
4 months (Additional Information)
Repayment Schedule
Dec 2, 2009
Dec 28, 2009
Currency Exchange Loss:
Mar 15, 2010