A loan of $2,300 helped a member to purchase additional products to sell.


Adelina's Group's story

Adelina L. is from the village of Bayabo East,Tumauini,Isabela. She is 46 years old and the group leader of an eight-member group loan offered by the KIVA field partner, ASKI. While each member of the group receives an individual loan, they are all collectively responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. The official name of this borrowing group is Adelina L. group.

Adelina is married and has three adult-aged children. To make a living, Adelina owns and operates a general store, selling a variety of different products in the local community. Adelina has been engaged in her business for over ten years and earns approximately 8,000 PHP a month from this activity.

In 2004, Adelina joined ASKI to gain access to financial services to help improve her living situation by engaging in business activities. Adelina has successfully repaid a previous loan from ASKI. Adelina is requesting a new loan of 20,000 PHP which will be used to purchase additional products to sell. This will be her 10th loan from ASKI. She plans to use the additional revenue generated from the business to expand her business.

About ASKI:

ASKI is one of the most successful micro-finance institutions in the Philippines. It has 25 branches covering the Central and Northeastern areas. Its clients are mostly farmers, fisherfolk and small entrepreneurs.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

In this group: Adelina, Merlita, Mely, Juanita, Marilou, Magdalena, Dominga, Lucila



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