A loan of $2,100 helped a member to purchase breeding livestock.


Calmila Group's story

Cristina S. is from the village of Calabayan, Minanga, Angadanan, Isabela. She is 58 years-old. Cristina is the leader of a 12-member group loan offered by Kiva partner ASKI. While each member of the group receives an individual loan, they are all collectively responsible for paying back the loans of their fellow group members if someone is delinquent or defaults.


Cristina is married and has six adult children. Cristina raises livestock and the main source of income comes primarily from raising pigs for sale. Cristina has been engaged in her business for over four years and earns approximately 3,000 every three months


In 2006, Cristina joined ASKI to gain access to financial services to help improve her living situation and ability to engage in business activities. Cristina is requesting a new loan of 15,000 PHP which will be used to purchase breeding livestock. This loan will be the eighth loan taken out by Cristina from ASKI. She plans to use the additional revenue generated from the business to supplement her family's income.


About ASKI:


ASKI is one of the most successful microfinance institutions in the Philippines. It has 25 branches covering the Central and Northeastern areas. Its clients are mostly farmers, fishers and small entrepreneurs.


*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

In this group: Cristina, Maribel, Dominga, Erlinda, Marissa, Lebiana, Richard, Melanie, Saniata, Alexander, Milagros, Delia



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Loan details