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Mrs. Morn Orm Village Bank Group
In this Group: Morn, Soeurn, Vun, Un, Sareim, Meit, Chroeurn, Moeurn, Som On, Sinat, Sarem, Thann, Huon, Chanthol, Navy, Phann, Mao, Thoeun
Mrs. Morn O. is a farmer who owns a small piece of land to cultivate rice. She also breeds pigs and chickens. She is a 39-year-old widow with a child who is attending the local school. She is applying for a loan to buy a cow to breed to earn more income.

This village bank loan is for 18 people located in Prey Ta Khab village in Takeo province. The members will use their loans for different purposes. Mrs. Morn O. is the village bank president. Mrs. Em Yim is the group guarantor of this village bank and she is shown in the photo.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 125
    View loans »
    Cambodia Loans Fundraising
  • $39,835,450
    Funds lent in using Kiva
  • 4,145.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Morn Orm Village Bank Group's $3,000 loan helped a member to buy a cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 27, 2009
Jan 1, 2010
Currency Exchange Loss:
Dec 15, 2010