28 De Julio Group
This three people are the leaders of the enterprising bank, that is maD. up of 16 members, who assure the payments among them and know and trust each other as a community bank.
Most of the members have a own business place, while 10 % of them sells merchandise from their home to regular customers.
All the members are hard working people and their business is their only source of income, which is essential for them to support their families.
They are now requesting their fourth loan with this institution and they have always been very responsible and on schedule. They support and know each other very well.
Estas tres personas son la cabeza del banco D. emprendimiento conformado por dieiseís personas quienes se garantizan entre ellas, ya que tienen la experiencia D. conocerce y no fallarse como Banco.
Una gran mayoria cuenta con negocio propio fijo el otro 10% trabajan con mercaderia en su domicilio y lo acomodan en clientes fijos que ellos tienen,todo el grupo esta conformado por personas trabajadoras, esta actividad es el unico ingreso con el que cuentan y D. esta manera colaboran con los gastos del hogar, son responsables con su credito ahora se encuentran el el cuarto credito con nuestra institucion sin ningun problema. Se conocen muy bien y se colaboran entre ellos.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid