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Togjan's Group
In this Group: Togjan, Kubanychbek, Galina, Tatina, Bedimat
Togjan B. is the leader of this group. She comes from the city of Tokmok. Togjan is forty years old. She and her husband have raised two sweet daughters. Both of them go to school. To provide for the family, Togjan’s husband works as a carpenter. Everyday he has to get up bit early, as he has to travel to neighboring village outside the city. Togjan stays at home to look after the household. Many years ago, Togjan used to work. She started saving money back then, as if she felt then, that some day she would need this money. She and her husband bought a cow. Since then Togjan has stayed at home. Besides, in those days, there were little available regarding job opportunities and children were too little. Togjan gets up quite early to milk the cows. Her customers are her neighbors. They buy milk from Togjan and Togjan manages to earn up to $70 a month. During these years Togjan and her husband have managed to buy a house and a calf. Togjan wants to try raising sheep. She needs a loan to purchase sheep for feeding and resale. After selling the sheep she is planning to buy wedding dresses for her daughters.

Togjan’s partners:

Kubanychbek, 44, is a farmer. His wife is a schoolteacher. They have three children. Kubanychbek needs a loan to buy a milk cow.

Galina, 46, is engaged in raising poultry. She has geese, hens and sells their eggs.
Galina’s husband is a builder. She has one son. Galina hopes to obtain this loan to purchase more poultry for breeding.

Tatina, 51, has one son. Her son is twenty. He works in a wool producing factory. For her living Tatina keeps a cow and sells milk. She makes seventy dollars a month. Tatina needs a loan to buy one more cow.

Bedimat, 57, works as a cook the dining room of a high school. Bedimat has two children. They are grown ups and live separately. She has applied for this loan to invest the money in purchasing sheep.

Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 67
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 44.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Togjan's Group's $1,950 loan helped a member to purchase sheep for feeding and resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 4, 2009
Dec 24, 2009
Currency Exchange Loss:
Aug 11, 2010