A loan of $1,350 helped a member purchase of winter clothing variety in order to support customer demand.

Jumash's Group's story

Jumash T. is the leader of this group. Jumash is fifty-one years old and divorced. Her sons are already grown and make their own living. The fact that they grew up with priceless qualities, such as hard work, persistence and strength, is a credit to Jumash. These qualities are absolutely necessary in our life in order not to rely on anyone else. Her sons saw Jumash’s hard work and persistence in her business. She sells women’s, men’s and children’s clothing at a market. The competition is strong at the market, and, especially now given the conditions of the crisis, it is not an easy task even for seasoned retailers to maintain business sustainability. Jumash showed strength after her divorce. She started working even more persistently. Her oldest son works at a brick factory. Her youngest son decided to help her with the sales. Jumash bravely requests loans. She knows well that in business, one cannot advance without taking risks. Her business turnover is now fifty thousand som. Jumash started selling a long time ago. She started with vegetables. Then successful sales made her think hard about transitioning to other types of merchandise. She transitioned to clothing. Her first capital was three thousand som ($70). Now her monthly income is nine thousand som ($230). Jumash decided not to lose any time on saving her own money and requested a loan right away, in order to invest it into her goods turnover and save herself time.

Jumash has four partners in the group:

Janyl is twenty-nine years old. Her husband is a construction worker. They have three children. Janyl sells men’s clothing at a market. She needs a loan in order to acquire new merchandise.

Baktybubu is forty-nine years old. She keeps cows and sells milk. She also sells small merchandise near her house. Her husband works at “MJS”. They have three children. Two of them work, and the youngest goes to school. Baktybubu needs a loan in order to purchase merchandise.

Zamirbek is twenty-nine years old. He is already a father of three children. Zamirbek works at a brick factory, and his wife stays at home and takes care of livestock. Zamirbek needs a loan in order to purchase two rugs for home and some small items.

Nasip is fifty-seven years old. Her husband no longer works because he is retired. However, Nasip and her husband got involved in animal husbandry. Now Nasip needs a loan in order to purchase two cows.

In this group: Jumash, Janyl, Baktybubu, Zamirbek, Nasip

Translated from Russian by Kiva volunteer Anna Sorokina-Hailey

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