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Mrs. Nellys lives in zone #4 of Nueva Guinea with her two children: the eldest daughter is 14 years old and studies her second year of secondary school, and the younger boy is 9 years old and is in 3rd grade. Her husband works as a bus driver. She has been working as an administrator in the Casa Materna for the past 9 years. She is requesting her fourth loan to build a kitchen so they be more comfortable and look at a prettier kicthen. Nellys is an entrepreneuring woman who has helped many women who come from the country to give birth to their babies. She offers them shelter through negotiations made by the one responsible in the Casa Materna. Her dream is to have a house in better conditions and work stability so she can help her family.
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Doña Nellys vive en la zona# 4 de Nueva Guinea junto a sus dos hijos: la niña mayor tiene 14 añitos estudia su segundo año de secundaria y el niño menor tiene 9 añitos estudia su tercer grado de primaria, su esposo trabaja como chofer de un bus colectivo, ella trabaja como adminsitradora en la casa Materna desde hace 9 años, está solicitando su cuarto credito para la Construccion de una cocina, y asi tener mejor comodidad y mirar su cocina mas bonita. Nellys es una mujer emprendedora que ha ayudado a muchas mujeres campesinas que llegan a dar luz a sus bebe, por medio de gestiones realizadas por la responsable de la Casa Materna se les da albergues, su sueño es tener una vivienda con mejores condiciones, estabilidad laboral para así ayudar a su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,768,275
    Funds lent in using Kiva
  • 20.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Nellys building a kitchen.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 15, 2009
Dec 24, 2009
Currency Exchange Loss:
Dec 15, 2011