A loan helped a member to pay for improved seed, organic inputs, and tractor rental, which will allow these farmers to escape subsistence by farming a larger area with a higher yield.


"Togetherness" Female Farmers Group's story

Hawa (first on left), featured borrower of "Togetherness" Female Farmers, is a 40-year-old master farmer who cares for her large family of 10 with her farming.

Having no options for loans except some small cash from relatives, Hawa is trapped in a cycle of subsistence despite her hard work and ambitions to grow. She would like to increase her rice farming by several acres so all her children can attend school. Also, she dreams of eventually bringing a small scale dairy operation into Makumbu.

A no-interest Kiva loan will enable Hawa and this group of determined women to break free from subsistence and become a powerful force for food security and development in their community.

In this group: Hawa, Ramatu, Fatmata, Fatu, Marie, Hawa, Musu, Yeabu, Yeabu, Kadiatu


This loan is special because:

It enables farmers to access farm inputs to improve their yield for increased income.



Loan details


Lenders and lending teams




Loan details