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Victor Jose
Mr. Victor is 51 years old. He lives in a house made out of cane, in an area with few basic services. It is located in the Paradise Zone of Guayaquil. His wife is a seamstress and she sells rice and vegetables. They have three children. Two of the children live with him. One is three years old and the other is one year old. The twelve-year-old girl lives with his ex-wife.
Victor has had a small booth (on the Valle de la Flor Street in Guayaquil) for the past three years where he has sold vegetables. Victor works from 6:00am until 12pm and from 2pm until 8pm selling vegetables and fruit. One of his biggest problems is transportation. He pays $5.00 each day for transportation.
With this loan he would like to buy boxes of fruit so that he can grow his business. In the future he would like to have an established store at his house. He would also like to improve his home.
View original language description ↓
Víctor P. de 51 años de edad, vive en una casa de caña en un sector de escasos servicios básicos ubicado en la zona de Paraíso de Guayaquil, su esposa es costurera y vende arroz y legumbres, tienen 3 hijos 2 viven con el uno de 3 años otro de 1 años y una niña de 12 años que vive en la casa de ex esposa.

Víctor comenzó hace 3 años atrás con un pequeño puesto de legumbres en la calle Valle de la Flor de Paraíso Guayaquil, Ahora Víctor tiene un horario de 06h00 hasta las 12h00 y 14h00 hasta las 20h00 vendiendo legumbres y frutas, una de las mayores complicaciones es el trasporte porque tiene que pagar todos los días $ 5.00.

Con el préstamo quiere comprar frutas por cajas, legumbres por cajas para poder agrandar el negocio, en el futuro quiere poner una tienda ya establecida en su casa y mejorar su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 42
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Victor Jose to buy fruit, tomatoes and onions.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 16, 2009
Dec 23, 2009
Currency Exchange Loss:
Jun 15, 2010