Florence N. makes a living selling bags of water at Chapel Square near Elmina. She has received a high-school education, is married and has three children. Her husband makes a living as a trader. Florence has been selling bags of water since 2000, and works hard to help her husband support their children and pay school fees and utility bills. She will use this loan to buy more bags of water to sell. Florence hopes to use additional income she earns to pay her children's school fees.