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Chham C., 24, is married and lives with a four-year-old child and his wife in Phnom Penh City, Cambodia. He and his wife are engaged in the agriculture sector, growing morning glories and other types of vegetables. He is also a skillful fisherman. Both C. and his wife have been involved in these businesses since 2000 and are able to earn an income of US $6 per day each. C. and her family members are seeking to improve their standard of living and to generate a better income. Therefore, C. is asking for a loan of US $600 to purchase more seeds to grow morning glory. He thinks that his business will be improved since there are many existing customers and middlemen to buy his vegetable products. This is his first loan from CREDIT MFI, Kiva’s partner. In the future, he hopes he will be able to build a new nice house for his family, and to send his child to good schools.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 82
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Chham to buy morning glory seeds.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 17, 2009
Jan 1, 2010
Currency Exchange Loss:
Feb 15, 2011