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Svay S. is 27 years old. She is married and lives with her husband and their four-year-old child in Phnom Penh City, Cambodia. She and her husband are engaged in the agriculture sector, growing morning glories and other types of vegetables. They have been involved in farming since 1999 and are able to each earn an income of USD 7 per day.

S. and her family members are seeking to improve their standard of living and generate a better income. Therefore, S. is asking for a loan of USD 600 to purchase more seeds to grow morning glory. She thinks that her business will improve, since she has many existing customers and middle men who buy her vegetable products. This is her first loan from CREDIT MFI, Kiva’s partner. In the future, she hopes she will be able to build a nice new house for her family and send her children to good schools.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 81
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Svay to buy seeds.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 21, 2009
Jan 1, 2010
Currency Exchange Loss:
Sep 16, 2010