A loan helped a member to buy makeup, moisturizers, and perfumes in order to make kits to increase end-of-year sales.


Compromisso Ii Group's story

Teresinha is married and has 5 children. Her husband is retired and has always worked to help make the family income. She lives in rental housing and has a dream of getting her own home.

To help the family, she worked as a daily cleaning woman in people's homes. As she earned little, she decided to make snacks to increase her income. As time went on, she grew older and was no longer willing to work in two jobs. Thinking about a way to have her financial independence, she was encouraged by friends to sell cosmetics, so she leveraged the customers that she already had to offer them new products.

As her work evolved, she has managed to educate and raise her children, and today she gets referrals for sales and is highly sought after by her customers. The loan will help her to buy makeup, moisturizers, and perfumes. She intends to make kits to increase end-of-year sales.

Mirailde makes handicrafts and embroiders towels for adults and children, Carla lives alone, has two children, and works selling chocolates, and Mercia sells snacks; she has a small snack bar and intends to expand. The dream of all of these clients is to own their own homes as they are currently paying rent.

In this group: Teresinha, Mirailde , Carla , Mercia

Translator profile picture

Translated from Portuguese by Kiva volunteer Christine Bruggemann.


This loan is special because:

This is one of few affordable credit options for low-income borrowers in São Paulo, Brazil.



Loan details


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Loan details