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Vicencias K. was born around 1960 and has been living for the past 10 years in the Lokokoukoumé area of Sèmè-podji, in Benin. Vicencias is married to Etienne BONOU, a refrigeration specialist. The couple have six children, all educated, of which three are still under their care. Vicencias lives together with her husband and children, and the couple share household expenses. Vicencias has only attended primary school.

To meet her needs over the past three years, Vicencias has been selling fritters and pâté (foodstuff made from wheat flour, sugar and oil) from her home. She gets her supplies from Dantokpa, Benin's international market.

Vicencias has already been granted three loans that were fully reimbursed to ALIDé. Given the increasing number of requests from her customers, Vicencias is unable to satisfy all of them. This is why she is now requesting a fourth loan from ALIDé.
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K. Vicencias est née vers 1960 et vit depuis une dizaine d’année à Lokokoukoumè, dans la commune de Sèmè-Podji au Bénin. Vicencias est mariée à BONOU Etienne, un frigoriste. Le couple a six enfants, tous scolarisés, dont trois sont à leur charge. Vicencias vit ensemble avec ses enfants et son mari. Le couple assure ensemble les charges de la famille. Vicencias n’a fréquenté que l’école primaire. Pour assurer ses besoins, Vicencias vend depuis près de trois ans, des beignets et du pâté (aliment fait à base de farine de blé, du sucre et de l'huile) à son domicile. C’est à Dantokpa, marché international du Bénin, que Vicencias s’approvisionne. Vicencias a déjà bénéficié de trois crédits qui ont été bien remboursés à ALIDé. Face à la demande de plus en plus nombreuse de la clientèle, Vicencias n’arrive plus à satisfaire tous ses clients. C’est ce qui l’amène à solliciter un quatrième crédit auprès de ALIDé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 458.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Vicencias buy bags of wheat flour and cans of peanut oil.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 12, 2010
Dec 22, 2009
Currency Exchange Loss:
Nov 15, 2010